Risk Won't Prepare You. HARM Will.
HARM is a Brisbane-based operation offering insurance solutions and risk management services designed to enable your business to take the risks that separate it from your competition.
Our differentiated approach focuses first and foremost on developing a deep understanding of our clients’ business. This extends not just to what your business offers and where its risks may lie, but striving to understand the people, motivations, values, risk tolerances, and end-goals that are the drivers for your business.
We work with businesses across a range of areas, including specialisation in:
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Financial Institutions and Investment
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Technology, Startups, and Venture Capital
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Engineering, Architecture, and Manufacturing
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Life Sciences, Biotech, and Health
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Mining, Energy, and Resources
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Public Companies
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Innovative and Growth-Stage
In addition to the above we can assist on all aspects of General Insurance, and always value the opportunity to work with the right business.
Read more about us here.

Our Services
While our primary service offering is Insurance and Risk Management Advice, HARM's aim is to be your business partner and advocate. We strive to offer a platform for your business' success and access to hollistic support, giving your business an advantage your competitors don't have.
We are located in Brisbane, but service clients nationally across Australia.
HARM can assist your organisation with all lines of insurance, including Property, Public Liability, Professional Indemnity, Directors & Officers, Cyber, and more.
Our services extend to offer in-depth risk management advice to ensure your business is not only aware of, but well equipped to face the unique risk exposures you may face.
In addition we have a comprehensive referral network of trusted partners and like-minded professionals who can support you with associated services outside of the General Insurance services that HARM provides, including life insurance, Legal, Cyber, OH&S, Insurance Rectification and Make-Safe contractors, Financial and Corporate Advisory, and more.
Contact Us
Believe HARM may be the right fit for your business? Please provide your details and we will contact you shortly.
Alternatively, reach out to one of our team directly below.
Hayden Austin - Director
0449 984 276
hayden@harm.net.au
Authorised Representative number 1315941
Dwight Hellings - Director
0452 244 276
dwight@harm.net.au
Authorised Representative number 1315940