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Insurance Solutions

HARM offers insurance advice and broking services for businesses ranging from SMEs to ASX-listed companies. Our capabilities range from efficient and affordable insurance solutions for small business and startups, to complex placements of high-hazard risks, specialty professional service providers, large-scale property portfolios, and corporate entities. 

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We can work with your business to manage your risk in areas including:

  • Financial Institutions and Investment

  • Technology, Startups, and Venture Capital

  • Engineering, Architecture, and Manufacturing

  • Life Sciences and Biotech

  • Mining, Energy and Resources

  • Public Companies

  • Innovative and Growth-Stage

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and more.

Business Insurance

Comprehensive Business Pack coverage for your business including Building and Contents, Public Liability, Business Interruption, and more.

Public Liability Insurance

Cover for damage or injury to third-party property or persons as a result of your business activities. 

Directors & Officers and Management Liability Insurance

Insurance to safeguard the decision-makers in your business, as well as your entity, from governance issues and more, enabling them to carry out the work they do best.

IT Liability Insurance

Specifically designed cover for the IT and Technology industries, ensuring businesses are protected from errors and negligence in services provided.

Life Sciences Insurance

Multi-faceted insurance serving the development, sale, and delivery of goods and services utilised in Life Sciences. 

Property and ISR

Tailored insurance policies designed to provide exactly the required protection for your commercial property and associated income. 

Professional Indemnity Insurance

Financial protection for claims brought against you and your business arising from errors or negligence in your professional services provided.

Cyber Insurance

Emergency incident response and financial backing to assist your business in weathering Cyber events, such as hacks, ransomware, or online invoice fraud.

Investment Managers Insurance

Coverage for professional investment managers including hedge funds, superannuation, property and mortgage, bonds, and crypto. 

And More General Insurance Solutions

We can assist with any and all insurance needs, including additional lines including but not limited to:

  • Design and Construct

  • Marine

  • Commercial Motor

  • Contract Works

  • Plant and Machinery

  • Portable Equipment

  • Events Liability

  • Intellectual Property

  • Merger and Acquisition

  • Commercial Legal Expenses

  • Trade Credi​t

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