HARM works with organisations across the healthcare and medical sector to put insurance and risk management programmes in place that reflect the reality of the ever-changing risks and challenges they face.
We are proud to serve this invaluable pillar of Australian communities and support them in achieving their goals and delivering the critical services that allow us all to flourish.
Who we work with
The healthcare industry covers a wide range of business types and structures. We work with businesses including, but not limited to:
- Medical and dental clinics
- Private and day hospitals
- Manufacturers and distributors of healthcare products
- Allied health practices and NDIS service providers
- Community and not-for-profit organisations
We add value to healthcare businesses undergoing growth and transformation, acquisition, or looking to undertake improvements in governance and management structure, in addition to mature, scaled organisations seeking to optimise existing arrangements.
What makes us different
While management and transfer of client risk is our primary concern, we undertake this with an eye towards genuine alignment with your business, return on investment on your insurance costs, and maximum capital efficiency.
We achieve this by:
- Having frank discussions around your business' risk tolerances, exposures, appetites, and drivers. We understand there is no 'one size fits all' approach to insurance in healthcare.
- Closely monitoring the fast-changing regulatory landscape and ensuring insurance programmes are designed flexibly and sustainably to accommodate this change.
- Working with you to balance proactive and reactive risk management strategies with your practical operational and contractual requirements.
We understand that no single healthcare business is the same, stakeholder requirements vary, and commercial landscapes shift.
We are astute in ensuring our clients navigate their risks with our full backing and advocacy as advisers.