Hellings Austin Risk Management (HARM) works with not-for-profit and community organisations to arrange insurance and risk management programmes that reflect the services they provide and the responsibilities they carry.
A local community centre and an organisation delivering clinical care can have very different insurance needs. We take time to understand your activities, the people involved and how you operate, so your insurance programme addresses the risks that matter to your organisation.
Who We Work With
Organisations in this sector can include:
- Charities and community support organisations
- Community centres and local associations
- Volunteer-led organisations and fundraising groups
- Not-for-profit organisations providing health, disability or care services
We support organisations reviewing existing arrangements, introducing new services or making changes to their premises, staffing or governance.
What Makes Us Different
We begin with an open discussion to learn how your organisation works, the risks you face and the resources available to manage them. This includes the roles of employees and volunteers, the services you deliver, and the insurance requirements in your contracts or funding arrangements.
Our advice considers practical risk management alongside insurance. We work with you to assess the cover available, understand its limitations and make informed decisions about the risks your organisation retains.