Risk Management Advice

Beyond insurance comprehensive advice on managing, avoiding, and transferring risk in ways tailored to your business's experience, goals, and risk tolerance.

Managing risk goes beyond buying a policy.

Outside of insurance, we can advise on alternative methods of managing, avoiding or ceding risk. We understand that generic insurance solutions are not a one-size-fits-all method of protecting businesses.

We take into consideration your experience, maturity level of your business, financial position, goals, and risk tolerance to advise around the most suitable approach for your business.

Alternative Risk Transfer

Alternative risk management structures can provide more capital and tax-efficient answers for businesses, or aid where the traditional insurance market cannot provide the support needed. This may include captive insurance, risk retention groups, finite risk programs, and other structured solutions that better align with your business's specific needs and financial position.

Governance and Resilience

Ensuring the correct governance and frameworks are in place for your business to be compliant and resilient. This includes cyber and privacy policies, charters for AI uptake, business continuity planning, incident response frameworks, and more helping you build an organisation that can withstand and adapt to disruption.

Risk Management and Avoidance

Risk management programs to assist in the optimal day-to-day operations of your business from a risk standpoint, or risk considerations around key decision making. We work with you to identify risk exposures before they materialise so your business can act confidently, not reactively.

Enquire About Risk Management

Discuss Your Risk Management Needs

Believe HARM may be the right fit for your business? Provide your details and we will contact you shortly. Alternatively, reach out to one of our team directly.

Hayden Austin Director Book a Meeting
AR No. 1315941
Dwight Hellings Director Book a Meeting
AR No. 1315940