Insurance Solutions
Tailored insurance advice and broking for businesses of every scale from startups to ASX-listed companies, across all lines of general insurance.
Insurance Solutions
Comprehensive insurance coverage designed around your business.
HARM offers insurance advice and broking services for businesses ranging from SMEs to ASX-listed companies. Our capabilities range from efficient and affordable insurance solutions for small business and startups, to structuring and placement of complex risk solutions for leading-edge professional service providers, large-scale property portfolios, and corporate entities.
We can work with your business to manage your risk across all industries, including:
Our Insurance Products
For more information on our specialised offerings:
Comprehensive Business Pack coverage including Building and Contents, Public Liability, Business Interruption, and more.
Cover for damage or injury to third-party property or persons as a result of your business activities.
Insurance to safeguard the decision-makers in your business, as well as your entity, from governance issues and more.
Specifically designed cover for the IT and Technology industries, ensuring businesses are protected from errors and negligence in services provided.
Multi-faceted insurance serving the development, sale, and delivery of goods and services utilised in Life Sciences.
Tailored insurance policies designed to provide exactly the required protection for your commercial property and associated income.
Financial protection for claims arising from errors or negligence in your professional services provided.
Emergency incident response and financial backing to assist your business in weathering cyber events, such as hacks, ransomware, or online invoice fraud.
Coverage for professional investment managers including hedge funds, superannuation, property and mortgage, bonds, and crypto.
We can assist with any and all insurance needs, including additional lines:
Why HARM
Advocacy-first insurance broking.
We work with you not on the basis of the 'fear factor' but by enabling you to take on the risks your business needs to succeed.
- Almost 20 years of combined industry experience
- Insights from both broking and underwriting
- Deep sector-specific expertise
- Access to competitive insurer terms
- Genuine alignment with your business goals
What sets HARM apart
We develop a deep understanding of your business before we recommend anything. Your program reflects your actual risk, not a generic policy off the shelf.
Our understanding of how insurers assess risk means we can present your business in the most favourable light - leading to better terms at renewal.
We stand in your corner when it matters most. Our advocacy extends through the claims process to ensure the best possible outcome for your business.
Get StartedGet in Touch
Discuss Your Insurance Needs
Believe HARM may be the right fit for your business? Provide your details and we will contact you shortly. Alternatively, reach out to one of our team directly.